Get A Chance To Win Big With Bons Casino’s Top Games! – If intelligent aliens exist in the depths of space, should we see signs of their technology? These questions have motivated scientists involved in the search for extraterrestrial intelligence (SETI) to look for evidence of signs of alien civilizations. But space is vast, and a real effort to find intelligent life elsewhere would cost a lot of time and money.
Government funding appears to be scarce for SETI. A handful of wealthy people have donated to special research projects since SETI began in the 1960s, but relying on wealthy donors isn’t necessarily a viable financial plan.
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In a new paper, the scientist has proposed the idea of a “SETI lottery contract” that would allow anyone to fund SETI. A “lottery bond” is a financial product similar to buying a lottery ticket, but with the added benefit of getting a return on your investment as when buying a bond.
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Consider purchasing a lottery ticket (say, for $100) which will give you the chance to win a big prize if and when SETI finds evidence of extraterrestrial intelligent life. Now imagine that your lottery ticket pays off even a small percentage of its value each year (say, 2%), so that the value of your ticket grows over time. You can sell it to someone else if you want, or you can keep it, hoping to win the big prize when SETI is done.
All proceeds from this method will be managed by the financial institution to grow over time, just as mutual funds and other financial products are managed today. In addition to returning investors a percentage of interest each year, this will also provide periodic payments to support SETI research. The fund managers will also ensure that sufficient funds are maintained in the lottery jackpot.
SETI is an ambitious project that will take a long time to complete. Indeed, even if there is enough money for a 24/7 search of the entire sky, we don’t know if it will take years, decades, centuries or even longer. Everyone who buys a SETI lottery contract will not see the discovery of intelligent extraterrestrial life personally, but will decide to pass their SETI lottery contract on to their children, to be an asset and hope for future financial success.
Some ethical considerations must be used, such as the prohibition against trade “from the inside” by SETI researchers who are aware of it. Care should also be taken to ensure against mismanagement of funds. While lotteries can often cause concern about risky gambling behavior, lottery tickets can help save money among people who are unlikely to invest.
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A product such as a SETI lottery contract can only be issued by a financial institution authorized to participate in banking and gaming. The SETI lottery contract will be unique to other investments or lotteries, providing a way for the public to participate in research as an investment, rather than an investment. The additional £80m will be available next month following the partnership with NS&I. But the odds of winning are 24,000-1
There is good news this week for UK premium insurers: from next month there will be even more lucrative premiums on offer.
The prize pool rejig means there will be three times as many prizes worth £100,000, £50,000, £25,000, £10,000 and £5,000 available for one month than this month.
But is a good contract a good bet or a waste of time? Are they better than a bank and create community savings? (If you have money to spare, that is.)
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Premium Contracts offer themselves as an endgame solution – with your money back if you lose
Sarah Coles, senior private equity analyst at investment firm Hargreaves Lansdown, said the campaign was “a move at a time when we know people are looking for solutions to the financial end they’ve found themselves in.” .
She added, “We know the prize draw is getting more and more tempting in times like this, so prize money is offered as the end of the road—with your money back if you lose.”
However, it’s important to be aware of the downside to current health insurance payments: They pay no interest and are therefore more vulnerable to inflation than other savings.
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And while you may roll with luck and get life-changing cash, there’s no guarantee you’ll win anything.
When you buy a premium contract, you enter a monthly prize draw where you can win between £25 and £1 million tax-free.
National Savings and Investments (NS&I) announced that the bonus payout rate – the percentage of all invested money that is paid out in bonuses – rose from 2.2% to 3% next month.
The odds of winning with each £1 number bond will remain the same at 24,000-1, but NS&I have made it more profitable and reduced the number to £25.
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As a result, the number of £100,000 prizes will rise from 18 this month to 56 in January, while the number of £50,000 prizes will rise from 36 to 112.
NS&I says the mortgage interest rate will rise from 2.2% to 3% next month. Photo: Mark Richardson / Alamy
Meanwhile, there will be 223 £25,000 prizes – up from 71 this month – while the number of £10,000 prizes will increase from 178 to 559 and the number of £5,000 gifts from 359 to 1,118.
However, the number of £1million prizes is unchanged – it is being held at two months.
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The new 3% bonus is higher than the Easy Access Savings Account offered earlier this week (2.9%), according to Moneyfacts’ Best Buys table.
However, says Coles, people should remember that the odds of winning are still 24,000-1, “so the average person with luck still won’t win anything.”
He added, “By putting your money into a bond, you’re giving up the interest you might have earned on your money elsewhere.”
However, one thing that will comfort many is the fact that the premium contract provides “100% investment security” because NS&I – which has 25 million clients – is backed by the Treasury.
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According to Martin Lewis of MoneySavingExpert.com, while the prize increase is good news, the majority of winnings are still small.
He added, “For most average-wealth savers who don’t pay tax on interest, traditional savings accounts still tend to be very profitable. That’s because savings pay a constant rate of interest.”
If you are looking for a guarantee or need a regular income, a premium contract is not the way to go. However, some people may think that with useless money, they will also have some fun with their money.
Even a commission of just £25 is more attractive than what some people will get in a year from their savings.
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The minimum investment for premium contracts is £25 and you can hold them up to a maximum stake of £50,000.
You can find out if you got lucky in the prize draw by using the prize checker tool on the NS&I website or the prize checker app, or even by asking Alexa. Premium Bonds is the nation’s trend of saving with incredible figure of 72 billion pounds. held in the blessings of the checking account.
But should you stand by your contract and hope to get paid, or should you consider moving your money elsewhere?
The winnings are higher in the lottery than in savings, but you have a chance to win big. Credit: Alamy
Premium bonds are similar to regular savings accounts that let you withdraw money whenever you want, with one key difference.
Instead of paying monthly interest, the money you put into the account acts as a ticket to a monthly premium that can net you between £25 and £1 million.
You get a ticket (contract) for every £1 in your account and every contract you make increases your chances of winning.
You must be over 16 to purchase premium contracts and you must have a minimum balance of £100 in your account to enter the draw.
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The prize money is managed by the government, so when you put your money into a premium bond you are lending your money to the government for an opportunity to win prizes. Credit: Alamy
If you are hoping to win the grand prize, you should know that the odds of winning £1 million are 1 in 35,926,766,878.
Winning the lowest prize of £25 is also a one in 24,500 chance, but still worth a look.
Andrew Haggar, personal finance expert at Moneycomms.co.uk says: “The best credit card is a viable option in today’s financial market that would be hard to find. Earning 1.30%.
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